Session Keys

Session keys are ephemeral signing keys with built-in spending limits and expiration times. They allow you to authorize automated transactions without exposing your primary credentials — perfect for recurring billing, subscription renewals, and programmatic payments.

Session keys are only available for merchants using MPC wallets. If you are using an external wallet, you will need to migrate to MPC first.

Create a Session Key

POST /api/v1/merchants/{merchant_id}/session-keys

string

required

Your merchant ID.

number

required

Maximum spending limit for this session key in USDC. Must be between

1 and

1,000,000.

integer

required

Number of days until the session key expires. Must be between 1 and 90.

object

WebAuthn passkey authentication data. Required in production for security. In development/test mode, session keys can be created without passkey verification.Fields:

credential_id (string): WebAuthn credential ID
authenticator_data (string): Base64-encoded authenticator data
signature (string): Base64-encoded signature
client_data_json (string): Base64-encoded client data JSON

Example

curl -X POST https://api.zendfi.tech/api/v1/merchants/merch_xyz789/session-keys \
  -H "Authorization: Bearer zfi_test_your_key" \
  -H "Content-Type: application/json" \
  -d '{
    "limit_usdc": 5000.00,
    "duration_days": 30
  }'

const sessionKey = await zendfi.createSessionKey('merch_xyz789', {
  limit_usdc: 5000.00,
  duration_days: 30,
});

Response

{
  "id": "sk_abc123",
  "limit_usdc": 5000.00,
  "used_amount_usdc": 0.00,
  "remaining_usdc": 5000.00,
  "expires_at": "2026-04-01T12:00:00Z",
  "is_active": true,
  "days_until_expiry": 30
}

List Session Keys

GET /api/v1/merchants/{merchant_id}/session-keys

Returns all session keys for the specified merchant.

string

required

Your merchant ID.

const keys = await zendfi.listSessionKeys('merch_xyz789');

Get a Session Key

GET /api/v1/merchants/{merchant_id}/session-keys/{session_id}

string

required

Merchant ID.

string

required

Session key ID.

Revoke a Session Key

DELETE /api/v1/merchants/{merchant_id}/session-keys/{session_id}

Immediately deactivates a session key. Any in-progress transactions using this key will fail.

string

required

Merchant ID.

string

required

Session key ID to revoke.

curl -X DELETE https://api.zendfi.tech/api/v1/merchants/merch_xyz789/session-keys/sk_abc123 \
  -H "Authorization: Bearer zfi_test_your_key"

Security Features

Session keys include several built-in security mechanisms:

Feature	Description
Spending Limit	Maximum USDC that can be spent before the key is exhausted
Time Expiry	Automatic expiration after the configured duration
Rate Limiting	Maximum 10 transactions per minute per session key
Device Fingerprinting	Requests from a different device than the one that created the key are rejected
Impossible Travel Detection	Geolocation checks flag requests from implausible locations
Anomaly Detection	Unusual transaction patterns trigger automatic key revocation

Production environments require passkey (WebAuthn) authentication to create session keys. This prevents unauthorized session key creation even if your API key is compromised.

API Reference

Session Keys

Session Keys

Create a Session Key

Example

Response

List Session Keys

Get a Session Key

Revoke a Session Key

Security Features

Lifecycle

​Session Keys

​Create a Session Key

​Example

​Response

​List Session Keys

​Get a Session Key

​Revoke a Session Key

​Security Features

​Lifecycle

Session Keys

Create a Session Key

Example

Response

List Session Keys

Get a Session Key

Revoke a Session Key

Security Features

Lifecycle